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Blog

Paolo Quiroga | Mar 19, 2026

Why Personal Financial Planning Should Happen Before You Sell Your Business

Most business owners assume financial planning becomes important after they sell.

In reality, the quality of the exit is often determined well before the deal -

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Paolo Quiroga | Mar 12, 2026

A More Flexible Way to Think About Retirement

Retirement
Finance
Lifestyle
Risk Management

Many retirement plans are built on a quiet assumption: that spending stays roughly the same from year one to year thirty.

It sounds reasonable. But research

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Paolo Quiroga | Mar 5, 2026

How to Stop Subconsciously Sabotaging Your Financial Goals

Lifestyle
Investments
Finance
Savings
How often do you set new financial goals? How often do you achieve them? Most of us aren’t very successful with our goals, even when we have the best intentions
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Paolo Quiroga | Feb 26, 2026

Your Exit Starts With a Number: Understanding Your Retirement Income Needs

Most business owners think about selling their company in terms of valuation.

“How much could I get for the business?”

“What multiple would buyers pay?”

“What

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Paolo Quiroga | Feb 26, 2026

IRS Changes Inheritance Rules: Protecting Your Legacy

Tax Planning
Estate Planning
The IRS recently updated some rules about trusts that could make your heirs accidentally liable for capital gains taxes. It's another quiet change that could
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Paolo Quiroga | Feb 19, 2026

Staying the Course in Volatile Times: when the headlines get loud

Finance
If your phone notifications have felt louder than usual lately, you’re not imagining it.
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Paolo Quiroga | Feb 12, 2026

Tax Planning vs. Tax Preparation: They're Not the Same Thing

Tax Planning
Finance
Retirement
Investments

Many people think about taxes once a year — when April rolls around and it's time to file.

By then, the year is already in the rearview mirror. The decisions

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Paolo Quiroga | Feb 5, 2026

Tax Planning vs. Tax Preparation: They're Not the Same Thing

Tax Planning
Retirement
Finance

Many people think about taxes once a year — when April rolls around and it's time to file.

By then, the year is already in the rearview mirror. The decisions

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Paolo Quiroga | Jan 29, 2026

Navigating Fiscal Dramas and Market Downturns: What You Need to Know

Investments
Savings
Risk Management
The world of finance is never static. It's an ever-changing landscape that reflects the ebb and flow of economic indicators, political events, and public
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Paolo Quiroga | Jan 22, 2026

Negotiating a Great Mortgage in a High Rate Environment

Investments
Property
Real Estate
Finance
Mortgage rates have risen above 7%, leaving many buyers feeling like a reasonable mortgage is out of reach. While current rates look high compared to the ultra
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Paolo Quiroga | Jan 15, 2026

Don’t Let These Costly Retirement Mistakes Drain Your Nest Egg

Investments
Retirement
Savings
Estate Planning
Risk Management
If you know what mistakes tend to drain retirement savings, you can take caution, make more informed decisions, and stay on track to fund your dream retirement.
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Paolo Quiroga | Jan 8, 2026

5 Financial Crossroads That Could Reshape Your Future

Finance
Retirement
Family
Tax Planning
Risk Management

You know how life tends to throw in a few plot twists?

They don't ask if you're ready. They just show up—with potential financial consequences tagging along.

A

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Paolo Quiroga is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states: Arizona, California, Florida, Georgia, Hawaii, Idaho, Kansas, Kentucky, Missouri, North Carolina, Nevada, New York, Oregon, Texas, Utah, Virginia, and Washington. Check the background of this investment professional on FINRA's Broker Check

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