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Blog

Paolo Quiroga | Jun 12, 2025

3 Investment Factors that Don’t Drive Long-term Returns

Investments

As a long-term investor, you’re always thinking about what factors drive your investment returns. Unfortunately, many investors focus on things that cause short

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Paolo Quiroga | Jun 5, 2025

The New Face of Fraud: How AI Is Changing the Scam Game

Technology

Technology has changed nearly everything about the way we live, work, and connect including how scammers operate.

Once upon a time, scams came in the form of

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Paolo Quiroga | May 29, 2025

U.S. Credit Downgrade: What Savers and Investors Should Know

Investments
Finance
One of the world’s top credit rating agencies just made a move no one wanted to see, and the financial media took notice. As you might have guessed, that
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waterfalls near cave at daytime by Joshua Sortino courtesy of Unsplash.
Paolo Quiroga | May 22, 2025

How Much Is Enough? Understanding Your Retirement Income Needs Before Selling Your Business

Retirement
Financial Planning for Business Owners
How to Sell a Business
Preparing to Sell a Business
How much do I actually need to retire comfortably?” Your Retirement Income Number is more than a guess—it’s your financial target for life after the exit. In
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Paolo Quiroga | May 22, 2025

Financial Spring Cleaning: 8 Ways To Refresh Your Finances

Retirement
Investments
Savings

As spring arrives and the weather warms up, many people turn their attention to cleaning out closets and organizing their homes. According to a recent survey

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Paolo Quiroga | May 15, 2025

How to Beat Investing FOMO: The Power of Patient Wealth Building

Investments
Finance

Can you relate to any of the following?

  • “I should have bought that stock before the company went public!”
  • “What a shame — I wish I had invested in that new
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Paolo Quiroga | May 8, 2025

5 Time-Tested Investment Strategies to Match Your Financial Mindset

Investments

What makes one investor stick with their strategy through market swings while another panics and pulls out?

Often, it comes down to mindset.

Your investing

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Paolo Quiroga | May 1, 2025

The patience premium: What market history teaches us

Investments
“How long will this last?” “Will markets bounce back?” “Should I make a change now?” These are some of the most common and understandable questions investors
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landscape photography of mountains by Robert Murray courtesy of Unsplash.
Paolo Quiroga | Apr 30, 2025

Feeling Uneasy About the Market? Here Are 3 Smart Moves You Can Make Today

Risk Management
Investments
Lifestyle
If you’re feeling anxious or unsure about what to do with your money right now, you’re not alone — and you’re not powerless. Here are three actionable steps you
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Paolo Quiroga | Apr 24, 2025

5 Smart Ways to Use Your Tax Refund in 2025

Investments
Finance
Tax Planning

Tax season might not spark joy, but a refund sure can.

In 2025, the IRS estimates the average federal income tax refund will top $3,170.1 That means a lot of

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Paolo Quiroga | Apr 17, 2025

What happens next? (market rollercoaster)

Investments
It’s been a wild August for markets. Let’s review.
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Paolo Quiroga | Apr 10, 2025

5 Critical Questions HNWIs Should Ask to Address Major Financial Concerns

Investments
Retirement
Tax Planning

What do you do when faced with a complex financial challenge?

Do you seek an immediate solution, or do you take the time to fully understand the issue before

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Paolo Quiroga is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states: Arizona, California, Florida, Georgia, Hawaii, Idaho, Kansas, Kentucky, Missouri, North Carolina, Nevada, New York, Oregon, Texas, Utah, Virginia, and Washington. Check the background of this investment professional on FINRA's Broker Check

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