Feeling Uneasy About the Market? Here Are 3 Smart Moves You Can Make Today

We know it’s been a rough few weeks for the markets and investor nerves are understandably shaken. Market volatility is back in the spotlight, and there’s even more talk about a potential recession on the horizon.

If you’re feeling anxious or unsure about what to do with your money right now, you’re not alone — and you’re not powerless. Here are three actionable steps you can take today to help keep your finances grounded and your mindset clear.

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1. Revisit Your Budget

When uncertainty hits, one of the most empowering things you can do is take control of your spending. A quick review of your monthly budget can go a long way in creating peace of mind.

Ask yourself:

• Are there areas I can trim temporarily?

• Are my fixed expenses in check?

• Am I being intentional with my spending?

Small adjustments now can give you more flexibility if the economy slows down further — and they can help you feel more in control in the meantime.

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2. Reassess Your Risk

Volatile times are a great reminder to review your investments. Make sure your asset allocation still aligns with your goals and comfort level. Many people are taking on more risk than they realize — often with concentrated positions or outdated strategies.

Now’s the time to ask:

• Am I diversified beyond just U.S. stocks?

• Does my portfolio reflect my current risk tolerance?

• Have I explored alternatives outside of the public markets?

There may be opportunities to adjust your strategy in a way that is more aligned with your goals and better suited for where you are today.

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3. Avoid Panic Selling

When markets drop, it’s natural to feel emotional — but emotional decisions rarely lead to good outcomes. One of the best questions you can ask yourself in moments like these is:

“How will I feel about this decision three years from now?”

Taking a long-term view can help you cut through the noise and avoid making reactive moves that might hurt you later. Volatility always feels intense in the moment, but history shows we usually come out stronger on the other side.

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Final Thought

You don’t need to go it alone. Whether you work with an advisor or not, these are the kinds of times when a second opinion can be helpful. If you or someone you know is feeling uncertain, we’re always here to offer perspective, walk through options, and help build a strategy that makes sense — in any environment.

Feel free to share this post with anyone who might find it helpful. And if you’d like to talk through your own strategy, reach out — we’re happy to help.