Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content How Women Can Prepare For Retirement Are women prepared for a 20-year retirement? Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.